Enter the property address, purchase price, rehab budget, after-repair value and your experience into the lender’s online quote tool, and you can see rate, leverage and fees in minutes. At Clion Capital, instant quotes at apply.clioncapital.com use no hard credit pull, and a term sheet follows within 24 hours.
What Information Do You Need for an Instant Quote?
| Input | Why it matters |
|---|---|
| Loan type | Fix-and-flip, bridge, construction or rental pricing |
| Purchase price or value | Sets loan-to-cost and loan-to-value |
| Rehab or construction budget | Sets the total cost and draw amount |
| After-repair value or rent | Sets the ARV cap or the DSCR |
| Experience | Completed projects can raise leverage |
| Estimated credit range | Affects pricing; no hard pull needed |
Why Does an Instant Quote Matter?
Speed wins offers. Investors bought 27% of U.S. single-family homes from March to June 2026 (cotality.com), and good properties rarely sit. Knowing your rate and cash to close before you bid lets you make firm offers with confidence.
Distressed supply is rising too, with foreclosure filings up 21% in the first half of 2026 (attomdata.com). Those sales move fast. Quote first. Offer second.
What Happens After the Quote?
- Pre-qualification letter. Generated instantly to support your offer.
- Application. Your quote flows straight into the application.
- Term sheet. Within 24 hours after we review the deal.
- Closing. 7 to 10 business days for fix-and-flip and bridge loans.
Our principals are available if your deal needs a conversation, not just a calculator.
How Accurate Is an Instant Quote?
Quotes are based on what you enter, so the closer your inputs are to reality, the closer the final terms will be. The appraisal confirms value and after-repair value, and underwriting confirms your budget and experience.
Business-purpose loans skip consumer income verification rules (consumerfinance.gov), which is why the quote can be so fast: there are no tax returns to collect.
What Rates Can You Expect?
Clion Capital fix-and-flip rates start as low as 9.00%, new construction as low as 9.25% and rental loans as low as 7.00%, with origination from 1.00% and a $999 underwriting fee.
Before you quote, run your numbers with our flip underwriting guide, see how much you can borrow and how fast we can close. Then get your instant quote at apply.clioncapital.com.
For example, enter a $250,000 purchase, a $60,000 rehab and a $420,000 after-repair value. The quote shows a loan of up to $286,750 at 92.5% of cost, about $23,250 of cash to close before closing costs, and your rate and fees, all before you make the offer.
Frequently Asked Questions
Does an instant rate quote affect my credit?
Not at Clion Capital. Instant quotes use no hard credit pull.
How long does an instant quote take?
A few minutes once you enter the property, budget, value and experience details.
Can I get a pre-qualification letter instantly?
Yes. Clion Capital can generate a pre-qualification letter from your quote to support an offer.
Is the instant quote the final rate?
It is based on your inputs. Final terms depend on the appraisal and underwriting, and a term sheet follows within 24 hours.
Which loans can I quote online?
Fix-and-flip, bridge, new construction and DSCR rental loans.
Last updated October 27, 2026.
Sources and References
- Cotality: Investor Report, Q2 2026
- ATTOM: Foreclosure and REO Activity, First Half of 2026
- CFPB: Regulation Z §1026.3, Exempt Transactions
- Clion Capital: instant quote
About the Author
Clion Capital is a direct private lender for professional real estate investors, offering fix-and-flip, bridge, new construction and DSCR rental loans. Our principals work directly with every borrower, and 70% of our business comes from repeat clients. See your rate instantly at apply.clioncapital.com or learn more about Clion Capital.